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The book addresses some of the financial issues prevalent in our society in a short collection of true stories to educate and raise awareness. It begins with a conflict between "reason" and "society" regarding the category of creditors drowning in debt. "Society" ignores the circumstances of this group, while "reason" embarks on a short journey to learn their stories and the nature of their circumstances. It then offers solutions to the creditors and draws on the experiences of those who have survived to prove to society that these individuals are capable of change and emerging from the darkness of debt into the light of success. Ultimately, they are dubbed "rational spenders."
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